Payoneer costs about 3% all-in. Wise is cheaper — if you can even open an account from Pakistan, which the guides disagree on. Here’s what actually works.

Fiverr takes 20%, Upwork says 10% — but Connects, withdrawal fees and currency conversion close most of that gap. Here’s what actually reaches a Pakistani bank.

Freelancers exporting IT services from Pakistan pay 0.25% to 2% depending on two registrations. Here’s the full rate table and how to land on the lowest row.